Income Investing

How Do I Build Passive Income in South Africa?

Passive income is a yield on capital. Here is what each asset yields, and why REIT distributions are taxed at your marginal rate, not as dividends.

Trading Income

How Much Do Forex Traders Actually Earn in South Africa?

There is no trading salary. Earnings are a percentage return on capital, and 70-80% of retail accounts lose. Here is the honest arithmetic.

Starting Out

How Much Money Do I Need to Start Trading in South Africa?

Most brokers allow R200-R1,500 minimum deposits, but R5,000-R10,000 is a more realistic starting point.

Money & Risk

What Is the Difference Between Speculative and Investment Capital?

Speculative capital is allocated for short-term trading with acceptance of higher risk, while investment capital pursues longer-term, typically lower-risk growth..

Money & Risk

Should I Keep a Cash Reserve Separate From My Trading Account?

Yes, maintaining an emergency cash reserve outside your trading account prevents financial pressure from forcing premature or poorly-timed withdrawals..

Money & Risk

Should I Borrow Money to Fund My Starting Trading Capital?

Borrowing to fund trading capital is generally strongly discouraged, since guaranteed debt costs compound with genuine trading uncertainty and risk of loss..

Capital

How Do I Set Realistic Monthly Profit Targets?

Base monthly targets on your strategy's verified historical performance rather than arbitrary aspiration, accepting genuine month-to-month variance..

Capital

What Is Opportunity Cost and How Does It Apply to Trading Capital?

Opportunity cost is the value of the next-best alternative forgone, relevant when comparing trading capital against other uses like debt repayment or saving..

Capital

Can I Make a Living Trading Forex Full-Time?

Technically possible but realistically rare and requires substantial capital.