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Leverage and Margin Limits Reference

What this page covers

South Africa does not cap retail leverage the way Europe and Australia do. What a broker offers is its own decision, which makes the number on the marketing page a choice rather than a regulatory floor.

1:500common maximum here
1:30the European cap
Nonestatutory cap in SA
0.2%margin at 1:500
Typical leverage by instrument
InstrumentCommon leverageMargin requiredPosition on R10,000 margin
Major forex pairsUp to 1:5000.2%R5,000,000
Minor and exotic pairs1:100 to 1:2000.5% to 1%R1,000,000 to R2,000,000
GoldUp to 1:2000.5%R2,000,000
Indices1:100 to 1:2000.5% to 1%R1,000,000 to R2,000,000
Single shares1:5 to 1:205% to 20%R50,000 to R200,000
Crypto1:2 to 1:205% to 50%R20,000 to R200,000
How South Africa compares
JurisdictionRetail cap on major pairsNegative balance protection
South AfricaNo statutory capBroker discretion
European Union1:30Mandatory
United Kingdom1:30Mandatory
Australia1:30Mandatory
United States1:50Not mandated in the same form
What leverage does to a 1% adverse move
LeverageMargin on a R1m positionLoss on a 1% movePercentage of margin
1:10R100,000R10,00010%
1:30R33,333R10,00030%
1:100R10,000R10,000100%
1:200R5,000R10,000200%
1:500R2,000R10,000500%

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How these figures work

The figures on this page come from published sources and change on a schedule rather than continuously, which is what makes them worth recording in one place. Leverage does not change the risk of the position, only the capital tied up behind it. A R1 million position loses the same rand amount on a 1% move at 1:10 as at 1:500; what changes is how much of your account that represents.

The absence of a cap is why negative balance protection matters more here than in Europe. Without it, a gap can leave you owing the broker.

★ A worked example

Reading the tables together is where the value is. Margin call and stop-out levels differ by broker and are usually expressed as a percentage of margin used. Find both before funding, because they decide when the position is closed for you.

✕ Common mistakes

  • Leverage does not change the risk of the position, only the capital ti. Leverage does not change the risk of the position, only the capital tied up behind it. A R1 million position loses the same rand amount on a 1% move at 1:10 as at 1:500; what changes is how much of your account that represents.
  • The absence of a cap is why negative balance protection matters more h. The absence of a cap is why negative balance protection matters more here than in Europe. Without it, a gap can leave you owing the broker.
  • Margin call and stop-out levels differ by broker and are usually expre. Margin call and stop-out levels differ by broker and are usually expressed as a percentage of margin used. Find both before funding, because they decide when the position is closed for you.
  • Taking a figure without its date. A number from a reference page is only as good as when it was last checked, which is why the date sits at the top of this one.

Notes on reading these figures

  • Leverage does not change the risk of the position, only the capital tied up behind it. A R1 million position loses the same rand amount on a 1% move at 1:10 as at 1:500; what changes is how much of your account that represents.
  • The absence of a cap is why negative balance protection matters more here than in Europe. Without it, a gap can leave you owing the broker.
  • Margin call and stop-out levels differ by broker and are usually expressed as a percentage of margin used. Find both before funding, because they decide when the position is closed for you.

To put these figures to work, the Leverage Calculator runs the arithmetic on your own numbers, and Margin Calculator covers the same ground in ordinary language. Why leverage is dangerous and Negative balance protection go into the detail this table only summarises. The Margin calls covers the part this table leaves out.

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Terms used on this page

Definitions
Leverage
The ratio of position size to the margin behind it.
Margin
The capital tied up to hold a position, not the amount at risk.
Margin call
A demand for more capital when margin falls below a level.
Stop-out
The level at which the broker closes positions automatically.
Negative balance protection
A term ensuring a loss cannot exceed the deposit; not mandated here.

Frequently asked questions

Does South Africa cap retail leverage?

No. There is no statutory cap, so what a broker offers is its own decision rather than a regulatory floor.

Does higher leverage mean more risk?

Not by itself. The risk is in the position size. Leverage changes how much capital sits behind that size, and therefore how much of your account a move represents.

What is a margin call?

A demand for additional capital when your margin level falls below a threshold set by the broker.

What is a stop-out?

The level at which the broker closes positions automatically. It is usually a lower threshold than the margin call.

Is negative balance protection standard here?

No. It is mandatory in Europe, the UK and Australia, and discretionary in South Africa, which is why the client agreement matters.

How does South African leverage compare?

Brokers here commonly offer up to 1:500 on major pairs, against a 1:30 retail cap in Europe and the UK.