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How to Verify an FSP Licence

What this page covers

The FSCA publishes a searchable register of every licensed provider. It takes about a minute to check, and it answers a question no marketing page will answer honestly.

1 minhow long the check takes
Freethe register costs nothing
Activethe only status that counts
7fields worth reading
What each field on the record means
FieldWhat to read from it
FSP numberThe licence identifier; confirm it matches what the broker advertises
Legal nameMust match the entity you are contracting with, not the brand
StatusActive, lapsed, suspended or withdrawn
CategoriesWhat the firm may do; see the categories reference
Product subcategoriesThe specific products the licence covers
ConditionsRestrictions attached to the licence
Key individualsWho is accountable at the firm
What should stop you
FindingWhy it matters
No record at allThe firm is not licensed here
Status not activeThe licence is not currently in force
Legal name differs from the contracting entityYou would be contracting with an unlicensed entity
Products you were sold are not listedThe licence does not cover them
Only a representative recordThe firm itself is not the licensed provider
What each status means for you
StatusWhat it means
ActiveThe licence is in force
LapsedNot renewed; the firm may not conduct licensed business
SuspendedIn force but restricted, pending a regulatory process
WithdrawnCancelled
No recordNot licensed in South Africa at all

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How these figures work

The register is a public database of every licensed provider, searchable by name or by FSP number. Each record shows the legal entity, the status, the categories held, the product subcategories within each, any conditions, and the key individuals responsible.

The check that matters is not whether a record exists but whether the record matches what you are being sold, by the entity you are actually contracting with.

★ A worked example

A trader is about to open an account with a platform marketed under a short brand name.

The client agreement, in the fine print, names a different legal entity registered offshore. Searching the brand on the register returns a South African entity with an active Category I licence. Searching the entity on the agreement returns nothing.

The South African licence belongs to a marketing arm. The contracting party is the offshore entity, and it is not licensed here. Every protection the licence implies applies to a company that is not the one holding the money.

✕ Common mistakes

  • Searching the brand rather than the legal entity. The contracting party is named in the client agreement, and it is often a different company.
  • Accepting an FSP number from the website. Numbers are copied and lapsed licences keep theirs. The register is the only authority.
  • Not reading the status field. A suspended licence still produces a record. Active is the only status that means what it appears to.
  • Skipping the conditions. A licence can carry restrictions that exclude exactly the activity being offered to you.

Notes on reading these figures

  • The brand on the website and the legal entity on the client agreement are often different. Check the agreement, then search that name.
  • An FSP number in a footer proves nothing on its own. Numbers are copied, and a lapsed licence keeps its number.
  • Where a broker is licensed elsewhere and not here, that is a choice you can make knowingly. What you lose is recourse through the FAIS Ombud.

To put these figures to work, the FSCA FSP Licence Categories runs the arithmetic on your own numbers, and FAIS Ombud Complaint Process covers the same ground in ordinary language. Comparing FSCA regulated brokers and South African Financial Laws Reference go into the detail this table only summarises.

Terms used on this page

Definitions
FSP number
The licence identifier. It proves a licence exists, not what it permits.
Legal entity
The company you contract with, named in the client agreement, often not the brand.
Conditions
Restrictions attached to a licence that can exclude specific activities.
FAIS register
The FSCA's public searchable database of licensed providers.
Debarment
A person barred from acting as a representative, also searchable.

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Frequently asked questions

Where is the register?

On the FSCA site, under FAIS regulated entities. It is public, free and requires no account.

What if the broker is not listed?

Then it is not licensed in South Africa. That is a decision you can make knowingly, but you fall outside the FAIS Ombud.

How often is the register updated?

Continuously, as licences are granted, amended, suspended and withdrawn. Check it again before a large deposit.

What is a key individual?

The person accountable for the licensed activities at the firm. The register names them, which is useful when a firm changes hands.

Does a foreign licence count?

Not for South African client protections. A firm licensed elsewhere may be well regulated there, but the FAIS Ombud cannot help you.

What should I keep a record of?

A screenshot of the register entry on the day you opened the account, with the legal entity name and status visible.