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Sharpe Ratio Calculator

i What this calculator does

The Sharpe Ratio measures risk-adjusted return, how much excess return your strategy generates for each unit of volatility (risk) it takes on. A higher Sharpe Ratio generally indicates a more efficient risk-return profile.

Enter your strategy's average return, the risk-free rate, and the standard deviation of your returns, and the calculator returns your Sharpe Ratio with a rating against common benchmarks.

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Sharpe Ratio Calculator
Enter your strategy's return statistics below
Commonly the current SARB repo rate or a short-term SA bond yield.

This calculator is for educational purposes only. Results are estimates based on the figures you enter and don't guarantee future performance.

โ†— Calculation Result
Calculation Breakdown
Full transparency on how this result was calculated.
Average return, risk-free rate, and excess return

Frequently asked questions

What does the Sharpe Ratio actually measure?

The Sharpe Ratio measures risk-adjusted return, how much excess return a strategy generates per unit of volatility (risk) taken on. It's calculated as the strategy's average return minus the risk-free rate, divided by the standard deviation of returns.

What's considered a good Sharpe Ratio?

As a general guide, a Sharpe Ratio above 1.0 is considered acceptable, above 2.0 is very good, and above 3.0 is excellent. Below 1.0 suggests the returns may not adequately compensate for the volatility involved, though context and strategy type matter.

What risk-free rate should I use for South African calculations?

South African traders commonly use the current SARB repo rate or a short-term SA government bond yield as a proxy for the risk-free rate. This changes over time, verify the current rate directly before relying on a specific figure.

Why does standard deviation matter so much in this calculation?

Standard deviation captures how much your returns fluctuate around their average, a proxy for volatility and risk. Two strategies with identical average returns but different standard deviations have very different risk profiles, the Sharpe Ratio captures this by dividing by it.

Does a higher Sharpe Ratio always mean a better strategy?

Generally yes for comparing strategies with similar characteristics, but the Sharpe Ratio has limitations, it treats upside and downside volatility identically, which can penalise strategies with occasional large wins. Metrics like the Sortino Ratio address this by only counting downside volatility.

What's considered a good Sharpe Ratio for a trading strategy?

A Sharpe Ratio above 1 is generally considered acceptable, above 2 is often viewed as very good, and above 3 as excellent, though benchmarks can vary somewhat depending on the specific strategy type and market being traded.

Can a strategy have high returns but a poor Sharpe Ratio?

Yes, if those returns come with proportionally high volatility, the Sharpe Ratio specifically measures return relative to volatility (risk-adjusted return), not raw returns alone, a volatile strategy can show a lower Sharpe Ratio despite strong headline returns.

Does the Sharpe Ratio account for maximum drawdown specifically?

Not directly, Sharpe Ratio uses standard deviation of returns as its risk measure, which is related to but not identical to maximum drawdown, for a drawdown-specific view, check our dedicated Drawdown Calculator alongside this one.

What risk-free rate should I use for this calculation?

A common reference for South African calculations is a current short-term government bond or money market yield, representing a realistic 'safe' return baseline your trading returns are being compared against.

How many data points do I need for a reliable Sharpe Ratio?

More return observations (monthly or quarterly data over a longer period) generally produce a more statistically reliable figure, calculating this from only a handful of data points can produce a misleadingly volatile or skewed result.

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