South African Bank Charges Reference

Figures current at 29 September 2026. Source: TradeAnswers.

Typical charges by account type
Account typeMonthly feeEFTCash depositSuits
Entry level, bundledR6 to R70Included or R11% to 2%Low volume, low balance
Mid-tier bundledR100 to R220IncludedIncluded to a limitRegular use
Premium bundledR350 to R700IncludedIncludedHigh balance, travel benefits
Pay as you transactR0 to R60R1 to R15 each1% to 2%Very low volume
Business accountR100 to R500R2 to R20 eachNegotiatedA trading company
What costs extra almost everywhere
ItemTypical charge
International transfer outR300 to R600
International transfer inR100 to R250
Cash deposit at a branch1% to 2% of the amount
Immediate payment, RTCR40 to R60
Unpaid debit orderR100 to R180
Provisional statement or letterR30 to R100
Replacement cardR100 to R200
Where the money goes on a R20,000 monthly turnover
PatternApproximate monthly cost
Bundled account, electronic onlyR100 to R180
Pay as you transact, 20 transactionsR80 to R200
Bundled account with branch cash depositsR300 to R500
One international transfer a monthAdd R300 to R600

Data maintained by TradeAnswers · updated as the figures change