Crypto Asset Regulation Reference

Figures current at 27 September 2026. Source: TradeAnswers.

Who regulates what
BodyCovers
FSCALicensing of crypto asset service providers under FAIS
Financial Intelligence CentreIdentity verification and suspicious transaction reporting
SARSTax on disposals, mining and staking rewards
SARBCross-border movement of value and exchange control
Prudential AuthorityWhere a bank is involved
The licence
ItemDetail
Declared a financial productOctober 2022
Licence requiredCategory I FSP, crypto asset subcategory
Deadline for applicationsNovember 2023
Who needs itAnyone advising on or intermediating crypto assets to South Africans
Who does notA person buying and holding for their own account
How SARS treats it
ActivityTreatment
Buying and holding, then sellingCapital or revenue, on the usual intention test
Frequent tradingRevenue, taxed at your marginal rate
Mining rewardsRevenue when received
Staking rewardsRevenue when received
Crypto to crypto swapA disposal, taxable, even with no rand involved
Paying for goodsA disposal of the crypto

Data maintained by TradeAnswers · updated as the figures change