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Vehicle Finance Calculator

Free tool for South African traders

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Vehicle Finance Calculator
Monthly car instalment with deposit, balloon and fees
A lump sum left to pay at the end. Lowers the instalment, raises the total cost.
Vehicle finance is usually prime plus 1% to 5% depending on your profile.
Once-off fee, usually added to the loan. R1,208 is the common 2026 figure.

Illustrative only. Dealers and banks quote individual rates and fees, insurance is excluded, and balloon refinancing terms vary. Not financial advice.

↗ Calculation Result
Calculation Breakdown
Full transparency on how this result was calculated.
Capital gain, tax owed, and net proceeds
Calculator by TradeAnswers Free SA trading calculators Educational tool for South African traders. Not financial advice. Trading involves risk of loss.