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Retirement Savings Calculator

Free tool for South African traders

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Retirement Savings Calculator
How much you need, how much you will have, and the monthly gap
Your own plus employer contributions.
SARB targets 3% to 6%; the midpoint is 4.5%.
4% is the common planning figure; living annuities allow 2.5% to 17.5%.

A projection on constant assumptions. Real returns vary, tax inside and outside retirement funds differs, and the drawdown rate you can sustain depends on your lifespan and the market. Use it to size the gap, then speak to a financial planner. Not financial advice.

โ†— Calculation Result
Calculation Breakdown
Full transparency on how this result was calculated.
Capital gain, tax owed, and net proceeds
Calculator by TradeAnswers Free SA trading calculators Educational tool for South African traders. Not financial advice. Trading involves risk of loss.