| Regulator | Concern | Regulates |
|---|---|---|
| Prudential Authority | Safety and soundness | Banks, insurers, financial conglomerates |
| FSCA | Market conduct | All financial institutions, including banks |
| Reserve Bank | Financial stability | The system as a whole |
| National Credit Regulator | Credit provision | Credit providers |
| Financial Intelligence Centre | Money laundering | Accountable institutions |
| Requirement | Applies to | Purpose |
|---|---|---|
| Minimum capital | Banks and insurers | Absorb losses |
| Liquidity coverage ratio | Banks | Survive a thirty-day stress |
| Solvency capital requirement | Insurers | Meet obligations under stress |
| Stress testing | Large institutions | Test resilience |
| Fit and proper for directors | All | Governance |
| Recovery and resolution plans | Systemically important banks | Orderly failure |
| Type | Prudential Authority | FSCA |
|---|---|---|
| A bank offering trading | Yes | Yes |
| An insurer | Yes | Yes |
| An FSP that is not a bank | No | Yes |
| A CFD broker | No | Yes |
| A collective investment scheme manager | No | Yes |
Data maintained by TradeAnswers · updated as the figures change