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Home Loan Repayment Calculator

Free tool for South African traders

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Home Loan Repayment Calculator
Monthly bond instalment, total interest and the effect of paying extra
Purchase price less your deposit.
Prime was 10.5% in 2026/27; banks quote prime plus or minus a margin.
Any amount above the required instalment, paid every month.
Most banks charge a monthly administration fee on home loans.

Illustrative only. Banks quote individual rates, may add fees not shown here, and your instalment changes when the prime rate moves. Not financial advice.

โ†— Calculation Result
Calculation Breakdown
Full transparency on how this result was calculated.
Capital gain, tax owed, and net proceeds
Calculator by TradeAnswers Free SA trading calculators Educational tool for South African traders. Not financial advice. Trading involves risk of loss.